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Why is it so difficult to save money?

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magnus2022

magnus2022

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Why is it difficult to save money. I have tried to save money but most times i fail to reach my goals. Before i know, i will be in dire need of money and i will be forced to make use of the money. I have tried many strategies but all failed woefully. How do you save money and reach your goals?
 
I am victim of government financial fraud since 2010, due to which I find it difficult to save money and my income is very low. Earlier government employees did not commit fraud on me, so I could save some money.
 
It depends though, for each persons it is usually different for most persons. For me it is hard to save money because I have a lot of expenses I need to sort out.
 
I started savings when I was 11 years old. I never spend a single cent from my savings. They're accumulated after I started working. The accumulate saving is the one I used as capital of my milk tea business in the mall.
 
We all agree that inflation is one of the main causes of most people not being able to save, and the stagnation of wages is another key factor.
 
Inflation is something that can't be avoided, especially with a developing economy. Yes, in the recent times we have seen steep inflation and that can be challenging for any common man. It becomes very important to be financially disciplined and account inflation into your budget and planning. Keep visiting your portfolio and keep making changes and adjustments to meet the saving goals. Recategorising needs and wants depending on the stages and situations in the life is important. Once saving becomes a habit, you would more or less stick it to despite the challenges.
 
riberet19 said:
We all agree that inflation is one of the main causes of most people not being able to save, and the stagnation of wages is another key factor.
Click to expand...
I think more than inflation, the stagnation of wages makes it more difficult to save money. People even spend their entire income in three days now.
 
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