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  1. itsmejob

    Bank or Mobile online payment method

    Before there are no online options to pay bills, transfer money from account to another. Today, with the bank apps, we don't need to go to the physical bank to pay or deposit money. It is easy and convenient.
  2. itsmejob

    Reduce impluse spending to increase finance

    I am very cautious in spending money but I ended up spending more when I did not get my incentives (or should I say failed to meet the required score to be paid double), so I end up missing monthly payments on my amortization. Now that I am behind, I am making sure that I save every cents I can...
  3. itsmejob

    Do you include luxuries in your budget?

    Even I started working, I did not start including luxury on my budget. Even friends ecstatic about their new iPhones, I was contented with my Android mobile phone. I keep my profile very low so that I won't spend much money on the things that I really don't need.
  4. itsmejob

    Employees of large companies involved in financial fraud

    It is important that company should require their applicants to go through screening and background checks. And once considered in the company, newcomers should undergo Information Security trainings.
  5. itsmejob

    You aren't saving enough for retirement

    I need to clean up my debts so that I can start saving at least 50% of my salary on a monthly basis. And to put up some on business that I want.
  6. itsmejob

    Credit card tips

    Great tips. I just got my first credit card last month. And I already spent more than I planned to spend. I stopped using it until the end of my billing cycle.
  7. itsmejob

    How Does A Car Dealer Make Money?

    I believe they don't solely make money on the sales of brand new and used cars but also on referrals. I also want to believe that they can make money buying used cars from people who come to their dealership. Buy it and sell it.
  8. itsmejob

    Do you have a monthly budget?

    I have a monthly budget that I have not followed meticulously. I wish that I can follow the desired amount. Mostly go to other expenses every time I work in the office.
  9. itsmejob

    What is the difference between a customer and a client?

    They are the same in some sense. In a call center set up, an onshore company (from the US) outsourced to the Philippines or India in a BPO company. The owner is called the "client" and the bpo company is the service partner. The people calling in for service or assistance are the "customers".
  10. itsmejob

    How to Determine a Budget for Entertainment?

    Even my subscription to YouTube Music, Netflix and HBO Go have been put on hold as I don't like wasting anymore money on subscription. If I can find cheaper option where I can stream movies for free I will do that. But not the illegal ones.
  11. itsmejob

    Refrain buying branded shoes monthly

    I think this message is for me to buy a new shoes. Why? Because I don't buy branded shoes monthly. The last time I got a brand new shoes was years ago. And I think it has been awhile since my shoes wants a pair of companion. But yes, it is not wise to buy shoes monthly. Unless the person is...
  12. itsmejob

    Having a child without financial stability would render your financial life stuck.

    Before getting married and starting a family, they should have at least secured funds for their first baby. Or should have been ready for their family in the first place. If they don't have savings, they should have at least source of income.
  13. itsmejob

    How to Determine a Budget for Entertainment?

    I don't normally budget for entertainment as I don't go to the cinema or concert or volleyball games. I do it online or recorded videos as I can save money doing so. But this year, I am planning to attend to a Christian Worship concert in November. I hope I can save before November so I can...
  14. itsmejob

    30 years is too long to sit in an office being told what to do

    Filipinos should be offered literacy seminars to know what to do with the money they earn month over month. This hit me in the hit, if only I started early acquiring a house and lot to pay monthly, I should have owned maybe at least two and the other one should be leased. But that is not the...
  15. itsmejob

    What do I need to become a major product distributor?

    I think there is an orientation or some sort of conference you can attend to. If you are going to become a distributor for a certain product or business, you can ask the company or their affiliates how to become an affiliate or distributor. It is better to go through that process.
  16. itsmejob

    No other Indian has ever been crowned an Asian champion in any gymnastics apparatus.

    I believe they have a chance after upsetting Latvia. The Gilas guys have got the confidence they needed after winning against the number 6 team in the world. Still, hoping for the best for them.
  17. itsmejob

    No other Indian has ever been crowned an Asian champion in any gymnastics apparatus.

    I hope for the best to our Gilas Pilipinas as they play the OQT in Latvia. They defeated Latvia and will face Georgia. If they win against Georgia, they are still in the running to qualify. All the best to all athletes.
  18. itsmejob

    No other Indian has ever been crowned an Asian champion in any gymnastics apparatus.

    Money is to drive them to give it their best aside from pride and honor to the country. Athletes are given the support they need. If they are well compensated, I think that they are not going to perform well.
  19. itsmejob

    100 Years in the Olympics

    All the best to all the athletes from other countries. I hope that they will showcase friendship while enjoying their stints in Paris.
  20. itsmejob

    Sweden Selling Land

    Sweden is selling 1 sqm for only 1 SEK = 7.94503 INR. That's the cheapest I have ever known so far. If only I can go to Sweden without a Visa or free airfare, I would go and visit the place to buy 7,000 to 12,000 sqm.
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