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  1. Nomad

    The 80/20 Rule of Personal Finance

    One of the most popular personal finance rule is the rule of 80/20. The rule states that you need allocate 80 percent of your total earnings to your all expenses, including rent, utility, loan repayment, etc. and you need to save the remaining 20. If you cannot maintain your lifestyle with 80...
  2. Nomad

    How to Generate Passive Income While Working for Active Income Streams

    Even though you can maintain your life with active income having passive income provides financial stability. If your job pays well you should not only focus on paying expenses but also use it to build emergency savings, retirement saving and also investment funds. When you put your savings in...
  3. Nomad

    Forum Off Topicz: A Place to Come Get Off

    Off Topicz is a 20 years old general discussion forum where you can talk about everything including and not limited to religion, politics, relationship, technology, fashion, health, sports, etc. There are about 5000 members and over 2 million posts. Come join us and become a part of a forum...
  4. Nomad

    Morgana here

    Sorry to hear that. But then the one where you felt cozy was sold and merged with another, right.
  5. Nomad

    What tools do you use to create social media content

    When you create text based content, you just need brain, but when you are trying to create visual content, for instance, you also need various tools. :D Having 7500 posts on a forum is certainly a great achievement. well, done.
  6. Nomad

    Where Do People Trade Currencies?

    I have been interested in trading currencies since a long time but due high volatility has always put me off. I only trade crypto currencies
  7. Nomad

    How much is your biggest investment worth?

    I have around $5k worth invetsment in the local stock market. I also have some crypto investment but it is not much
  8. Nomad

    Lack of bulk money might just be the reason why some people have to endure financial strain.

    Financial strain is mainly caused by spending too much. It is not related to how much you are earning. It is related to spending more than you can afford.
  9. Nomad

    How to Prevent Inheritance Assets from Being Sold Out Quickly?

    What do you think is the problem when the person who inherits sells the asset. Don't they have the right to do what ever they want to do?
  10. Nomad

    Don't just imagine your mission to get rich, take action

    You need to think. IT all starts with thought. Then you need to work on it. Working on it means taking action.
  11. Nomad

    Top government employees misleading mutual funds

    Mutual funds are not controlled by government, it is controlled by the fund manager, the company that has created the mutual fund program
  12. Nomad

    How Much Money Should You Spend?

    One of the major financial issues most people are experiencing is not being able to maintain life with the money they are making. This is mainly due to not knowing how much money they should be spending. Well, to maintain your financial stability, your total spending should always be below 50...
  13. Nomad

    How to Develop an Effective Marketing Strategy

    Developing an effective marketing strategy requires you to analyze your product, know about your target audience, find a marketing channel, and set a budget. Are you looking to market online or offline? If online, which platforms will you focus on? If offline, what medium suits your needs best...
  14. Nomad

    What Kind of Freelance Services Can You Offer

    Freelancing is one of the best ways to make money online. That’s because it is completely free and also allows you to make decent income. However, one main issue with freelancers is they are quite not sure what kind of services to sell. Well, as a freelancer you can offer services such as...
  15. Nomad

    Morgana here

    Hello @Morgana I know you from the forums where I am administrator. Good to see you here. Maybe sometime we should sit to discuss religion. Cheers
  16. Nomad

    Can you look good without spending good money?

    Definition of looking good is different for different people, you need good clothes to look good and clothes certainly need money
  17. Nomad

    Why Should We Separate Personal Accounts from Business Accounts?

    In our country, the law demands you have a seperate bank accounts for personal and business transactions. You will be penalized if you do business from personal account
  18. Nomad

    My girlfriend spent $50 for a birthday photo session. Do you consider it waste of money?

    That is completely waste of money In the age when we can get a Chinese made smartphone for $50, it is waste of money to spend on photo session.
  19. Nomad

    What is the difference between handling cash and use of the e payment systems?

    When you use online payments, you send or receive funds directly from your account or wallet, and there is no need to withdraw cash for transaction
  20. Nomad

    What makes service providers fail to meet up delivery schedules?

    Most of the time suppliers use third party delivery service and you do not have control over third party services.
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