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  1. S

    Why is Insurance Policy Important in Personal Financial Planning?

    Taking out insurance policy is to ensure that we have money for unexpected events such as accidents, sickness, third-party liability. This is part of financial planning.
  2. S

    What Are the Signs That You Need the Help of a Financial Planner?

    I do have a financial advisor. She is my friend working in this field. She gives me good investment advice from time to time.
  3. S

    How to Survive Inflation

    Look for good deals, buy discounted items, and work hard to earn more money.
  4. S

    What is the price for a bottled litre of water in your country?

    That depends on the brand and the type of bottled water. For reputable brands, it may costs $2 per bottle. Things are expensive here.
  5. S

    Earning Extra Income after Retirement

    There are many ways to earn after retirement. You can do online tutoring, taking surveys and post on forums, or getting passive income from your investment.
  6. S

    Which Online Earning Methods Provide Consistent Income?

    Making money consistently online is never easy. You have to be very hard working. One of my friends is constantly uploading videos to teach how to cook Chinese dishes. She has many viewers.
  7. S

    Online tutoring Vs selling courses

    I have not done any of the two. But I think online tutoring is easier to do, but popular online courses can make more money.
  8. S

    Selling Online Courses For Money: Have You Done It?

    These days, selling online courses on investment, AI, personal development, and programming are quite popular.
  9. S

    What Kind of Freelance Services Can You Offer

    I offer translation service. There are many services a freelancer can offer. To name a few, graphics design, programming, writing, and social media marketing.
  10. S

    Which kinds of people shouldn't bother about going into business?

    Not everyone is suitable to run a business. People who are lazy, not prepared to take risks, cannot take pressure are not suitable to run a business.
  11. S

    What are the most appealing ways for one to start a successful business?

    First of all, you need sufficient funds to start a business. Other than that, you need to have the right people and products. To be successful, an effective marketing strategy is also important.
  12. S

    What are the things to settle before starting a production based business?

    To set up a production facility, you need equipment, skilled labor and an experienced production manager to manage the facility.
  13. S

    What are the basic things that can make a city a commercial hub?

    A good infrastructure, good education system, and government incentives can attract overseas companies to invest in the city.
  14. S

    The 80/20 Rule of Personal Finance

    I am currently allocating 65-70% of my total earnings to expenditures. The remaining is for savings and investment.
  15. S

    Do you feel guilty when you leave your business place closed?

    If I close my business place for a reason, I will not feel guilty about it.
  16. S

    Is there really a completely new business idea?

    It is quite difficult to think of a completely new business idea. But you can think of new ways to do business.
  17. S

    What are the key factor that determines the successfulness of the business?

    A successful business sells the right products which meet with customer needs, provide good customer service, and have an effective marketing strategy.
  18. S

    Would you partner with someone if you lack funds

    If you do not have sufficient fund, it's a good idea to partner with someone. But you have to find someone who is trustworthy and share your passion. Otherwise, there will be conflicts.
  19. S

    Mobile sales of ice cream? Available in your location?

    Though not common, I can see vans selling ice cream in my city.
  20. S

    Going extra miles to serve a customer? Good or Bad?

    Provide excellent customer service helps to boost the reputation of your business. People love to buy from business which serve them well.
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