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  1. S

    How to Generate Passive Income While Working for Active Income Streams

    While working hard to earn active income. you can invest in stocks and mutual funds. Buying stocks enable you to get dividends which is a good source of passive income. You can also put your money into a fixed deposit account to earn interests.
  2. S

    Are you Interested in Investing in Gold?

    I invest in gold. It is a relatively safe investment. I buy physical gold as well as digital gold.
  3. S

    Are there bad effects of investments?

    Investment can help us to grow wealth. But investment also involves risks. There is no guarantee that you can make profit. That's why it is important to know your risk tolerance level and do your homework before making investments.
  4. S

    Which factors that affect businesses are completely out of the control of the entrepreneur/ business owner?

    There are many external factors which may affect the business. To name a few, poor economy, pandemics, government regulations may all affect the profitability of a business.
  5. S

    How do you feel if the customers decide to look down upon your business?

    If customers look down upon your business, you have to find out the reasons and make improvements.
  6. S

    Location for a Business

    Choosing the right location for your business is important. If you are in the retail business, make sure the location is accessible to your target audience.
  7. S

    Have you in any case went against the law on your business and how did you managed to handle that?

    I do not own a business right now. If I do in the future, I'll make sure the business I won complies with all the regulations.
  8. S

    Falsifying expenses fraud

    I know there are companies which prepare two sets of financial statements. One is for tax reporting, another which truly reflects the company's financial situation. Submitting a false financial statement is a legal offence.
  9. S

    How Much Money Should You Spend?

    I spend 50% of my income most of the time. But if I travel, need to buy big household appliances, I need to spend more.
  10. S

    Is investing stressful?

    Agree. Investment can be stressful especially when the market is volatile. That's why when we invest, we have to know our risk tolerance level and do our homework before investing. If we are prepared, we can handle the situation rationally.
  11. S

    How much is your biggest investment worth?

    Property price is not guarantee to rise. If the economy is bad, there is a chance that the value of the property will depreciate.
  12. S

    Working on anything exciting these days?

    Yes, I recently got a business consulting contract for a small business developing software for fashion design. They need to apply for government loan and look for venture capital. I am helping them to write business proposals applying for government loan and source for venture capitalists.
  13. S

    Is Expansion Really Proof of Business Success?

    In most cases, expansion is an indicator of business success. However, in some cases, business expansion does not mean that the business is making good profits. Expansion can be just investment for future growth.
  14. S

    Convincing customers to buy products through good communication

    Having good communication skills is the key to selling products. You need to let the customers know the benefits of your product and offer good customer service.
  15. S

    How much is your biggest investment worth?

    My biggest investment is my apartment. I bought it 15 years ago. I'm happy the value of the apartment has appreciated a lot. It now worth about $250K.
  16. S

    Where Do People Trade Currencies?

    For me, I just do foreign exchange with my bank via online banking.
  17. S

    What Are The Most Essential Personal Finance Rules

    My rule is 50-20-30. 50% of my income are for buying necessities; 20 for wants and 30 for savings and investment.
  18. S

    Don't just imagine your mission to get rich, take action

    Yes, just dreaming of getting rich will get you nowhere if you do not take action. If you want to get rich, make a plan, work on it. Persistence is the key.
  19. S

    Do you really like the idea of purchasing everything online?

    I seldom buy online because a shopping mall is just a few minutes' walk from where I live. I can buy almost everything there. I buy online only there is a big promotion by the online retailer.
  20. S

    What are the factors that affect a company's market value?

    The market value of a company depends on the perception of the customers about the prospects of growth of the company. The reputation of the company in the industry also affects the market value.
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