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  1. S

    How to succeed? Spend intelligently

    Yes, to achieve financial freedom, you have to manage your finance wisely. That includes how to earn more money and spend it wisely.
  2. S

    How much is your highest comfort shopping budget?

    I do not have a budget for comfort spending. That depends on my income that month.
  3. S

    Is it true that poor people misbehave when huge money enters their life?

    I that that depends on the character of the person, regardless of whether s(he) is rich or poor.
  4. S

    How To Building Multiple Income Streams for Financial Stability

    Yes, it is essential to have multiple sources of income. I am a freelancer. Other than offering translation service, I also offer business consulting service for SMEs. I do surveys and post on DiscussionBucks. I am also a member of an online community which pays me $10 per month for...
  5. S

    Someone owes you money and sincerely doesn't have the ability to pay back?

    I won't write it off. I'll discuss with him and let him know that I'll wait until he is ready to repay me.
  6. S

    Do you participate on the government investments?

    As part of my investment portfolio, I do buy government bonds. The return so far is okay.
  7. S

    Don't let money control yourself?

    It's sad if you let money controls you. You are living just like a slave. We should take control of how to earn and manage our finance.
  8. S

    Every financial problem is a gift, without it we won't grow financially

    When we encounter a problem, that triggers our mind to work and think how to resolve the problem. We grow during the process of solving problems.
  9. S

    Is it true that rich people don't give money to those who beg for it?

    Rich people who are empathetic usually give out money to those needed in the form of charity donation or set up a charity fund.
  10. S

    Making money is never an easy thing. Agree or Not?

    Indeed, making money is not easy. There is no free lunch. We must put our efforts to make money.
  11. S

    Have you ever purchased anything online through the suggestions that merchants present to you?

    When I see the offer or products recommended by the merchants which interest me, I will not buy immediately. I will do a search on those products to see if they suit me.
  12. S

    What are your pains of working or running a business online

    I do not run an online business. I mainly work offline as a freelancer offering translation service. As for making money online, I mainly do surveys and post on DiscussionBucks. They are my side hustles. So far, I have been able to make some money from these online sites.
  13. S

    Do you really patronize on the international online merchants.

    I do purchase from international online retailers such as Amazon, iHerbs from time to time. They have products I cannot find in my city and their service is great.
  14. S

    How do you relate your business to the people sorrounding?

    Yes, it is important for a business to contribute to the local community it operates in. That not only boosts the company's reputation, but it can also earn the trusts of the people in your business.
  15. S

    How to be successful with having a family member work for you in your business.

    I do not run a business. If I have a business, I prefer not to have any family members work in the company. Sometimes, it is difficult to manage business and personal interests.
  16. S

    Have you ever won any award as a business or an entrepreneur?

    I do not run a business but the company I have worked before has won several awards.
  17. S

    Investing with Limited Funds: How to Start Small

    I didn't know that you can invest with as little as $5. I usually buy stocks, mutual funds and bonds through banks and investment companies. That requires a certain amount of money.
  18. S

    How to Pay Off Debt Without Giving Up Life’s Enjoyments

    I am now debt free. I try to maintain a work life balance. I travel to overseas at least once a year. Sometimes, dine out with friends. When I was still repaying for my mortgage loan, as I have a stable income, I also dine out with friends once in a while and enjoy some entertainments.
  19. S

    Do you give away some of savings to charitable activities?

    I use Bing to search, earning reward points. When I convert the reward points to cash, I usually donate it to a charity. You can donate to international or local charitable organizations.
  20. S

    Moving to a Rural Area to Reduce Living Expenses

    I am now living in a suburban area. Less expensive than the central city. Living in rural area here is very convenient. Internet is not that stable, and if you need to go to the city, the transportation cost is pretty high.
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