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  1. pousinha

    Some things underprivileged people squander money on

    Unfortunately, disfavoured low classes have the habit to love futilities and spend into them. To say the truth, in Latin America enough rich people have also the habit to lavish money, but they can afford the lavishness (despite it's not advisable: but a cultural point here is the boasting...
  2. pousinha

    At what point can someone be said to be completely "financially broke"?

    In the culture of my current country (at least, in my geographic area), average people feel broken when they cannot pay for extras (for ex., a party with friends and family member, a visit to a shopping centre, a dinner in a restaurant).
  3. pousinha

    Should Couples Have a Joint Savings Account?

    Of course, as we must cope with such an inheritance laws (in addition, if one of the spouse get indebted, a joint account would affect the finances of both the partners).
  4. pousinha

    It is very easy to lose customers with food business.

    It would be scaring for a restaurant's customer to find a cockroach into his/her dish. Apart of the risk to get infectious diseases.
  5. pousinha

    Ocular disorders cause many hours per day in front of a screen

    Yes, I usually zoom between 125 and 150, cause my glasses are not enough. But I can't stop too much, as my main job is online and the earnings too small, if compared to the standard offline salary.
  6. pousinha

    Which AI tool is best for recoding voice over audios?

    I'm not sure it's specifically an AI, but I often need audio recordings for my Spanish lessons through literature and violin rehearsal. I use a mobile tool called Gravador de Voz, developed by Splend Apps. And it's doing a very good job.
  7. pousinha

    At what point can someone be said to be completely "financially broke"?

    Both in my former and current country, I saw people scouring into the dust to catch food, clothes and other goods. If you get at the point to need to scour into the dust, no doubt you got broken. Unfortunately, I have acquaintances who ended up in such a mishap :cry: .
  8. pousinha

    It is very easy to lose customers with food business.

    In the restaurant near to my house, flies were at their ease and cockroaches began to show. The business ended up failing, obviously.
  9. pousinha

    How much should one expect to spend daily living in your city?

    My city is located in the interior of the federation, so it's not expensive like a capital or metropolis, but meanwhile not particularly cheap. A couple like use need averagely 90 to 100 reais per day.
  10. pousinha

    Which music streaming service is less expensive to help save money?

    Until I know, in addition to Spotify, there should be Deezer too (most of the services are premium, but there are limited services for free, at least in my country).
  11. pousinha

    Music as a business?

    The excuses to not pay a learning skill services in my former area were usually the following: -we are neighbour and live in the same condominium: so why should I pay you? -I'm an in-law of your mother's neighbour: so why should I pay you? And so on...
  12. pousinha

    How much does it cost a desktop computer, a notebook or a netbook in your country?

    The same here. I'm seeing notebooks still owning the pitiful Intel Celeron processor, only a memory of 4 GIGAs, presenting prices around 2000 reais . Intel Celeron? I wouldn't give 1500 :ROFLMAO:
  13. pousinha

    Should Couples Have a Joint Savings Account?

    My husband is a faithful man, but in any way I always have preferred separate accounts. In addition, he has encouraged me since the beginning to open an account of my own in his country (I still was travelling from my former country to his and was maintaining my old bank account). The mishap in...
  14. pousinha

    How much does it cost a desktop computer, a notebook or a netbook in your country?

    In my country, 400 dollars is a huge price for a student. I'm doubtful about it, but it may happen during the Black Friday season (in fact, I see lower prices in October in my country). Hoping the same of my VAIOs...
  15. pousinha

    Should a wife submit her income to the husband?

    Solved since many years, dear friend...as my friend and her companion finally broke and he found another woman whom to live with...
  16. pousinha

    Is expenses on internet considered a basic need or a want?

    Whenever is possible, better to choose the domestic wifi: unlimited GIGAs at a modest monthly fee, cheaper than mobile data (at least, it's how works in Mercosur countries).
  17. pousinha

    Should a wife submit her income to the husband?

    No money left, unfortunately, nor to purchase even cheap shoes...well, my friend owns the spirit of a Red Cross nurse: as he suffers from a chronic dangerous disease, was very eager to help him.
  18. pousinha

    Should a wife submit her income to the husband?

    It often depends on the social environment/background where the partners come from. Usually, who owns at least a degree and comes from a family of great savers, is unlikely to lavish money and knows how to spend and to invest (at least, in my former country it's how it works).
  19. pousinha

    Should a wife submit her income to the husband?

    My husband receives a governmental allowance since COVID's times. As he knows I own investing abilities, having studied financial subjects to get my first degree, he lets me use the 80%. He manages the rest and his online earnings to purchase his gluten food, butter and red meat (I suffer from...
  20. pousinha

    Five-year-old girl was raped by three minors aged 6, 13, and 16 years old in Uttar Pradesh's Ballia district, India

    The main Hinduism gods are Vishnu, Shiva, Lakshmi and Brahma. Their statues are scary to see. During Amy Carmichael times there existed also the so called sacred prostitution. British missionary Amy Carmichael saved a lot of girls from the sacred prostitution in Hindus temples. Obviously we...
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