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  1. SilverLance

    Flexibility in Budgeting: Making Adjustments as needed

    When you’re making a budget, things don’t always work out like you thought. You might have surprise costs come up, or your income might change. So, it’s good to be flexible and willing to make adjustments as needed.
  2. SilverLance

    The Power of Value Investing

    Value investing is a strategy that involves buying stocks that are undervalued compared to their intrinsic value. It focuses on finding companies with strong fundamentals, such as low price-to-earnings ratios, high dividend yields, and solid balance sheets. What are your thoughts on value...
  3. freelancermaria

    Can you tell me what things are no longer worth their price?

    I have observed that certain things that were once considered worthwhile and worth their price, are no longer the same. Two such things that come to my mind are fast food and movie theatres. Fast food, which was once deemed a quick and affordable option for meals, has now become an expensive...
  4. SilverLance

    How can you diversify your investment portfolio to minimize risk

    How do you approach diversification in your own portfolios? Are there specific asset classes or investment vehicles that you find particularly effective in spreading out risk?
  5. freelancermaria

    Do you always pay for convenience?

    Some individuals are willing to pay a higher price for the convenience of riding a cab to reach their destination, regardless of the cost it might incur. However, their practice can immensely drain their budget in a shorter period. Instead of opting for a more expensive mode of transport, such...
  6. SilverLance

    Budgeting Apps for Beginners - Any Recommendations?

    I'm looking to start better managing my finances and was wondering if anyone has any suggestions for budgeting apps that have worked well for them?
  7. SilverLance

    Investing in Real Estate: A Profitable Venture?

    Is Real Estate a profitable venture? What factors should you consider before making the investment? Any success stories or tips?
  8. SilverLance

    Tips for Saving Money

    I recently came across a few interesting tips on how to save money and thought I would share them with all of you. Here are some simple yet effective ways to save money: Avoid impulse buying: Avoid making impulsive purchases as they can quickly add up and affect your savings. Set savings...
  9. Augusta

    Tips on how to stick to a monthly budget

    Having a budget is the simplest thing to do but sticking to it is always very difficult. So how can you stick to this. Start by sleepung on the big purchases. Plan on not spending more than you have then stick to a lower credit card limit. ... Pay only budgetee fees.and bills
  10. Augusta

    How do you keep account of your expenses daily

    With a financial journey that you want to be accountable it is good to keep acount of things.if you want to spend less, you need to keep account of such. How do you know how much you spend daily? Do you keep account of it?
  11. Crystal

    What kind of business can I run with just $100 online ?

    They're many online business available, I believe maybe you have encountered with some strategies on how to make money online through the use of investment. Please help me, what kind of business can I just start with just $100 of investment capital ?
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