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How to access bank account of hospitalized citizen?

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If a single senior citizen is hospitalized and may not be able to sign documents, how can the relatives access their bank account to pay the hospital expenses? What is the normal procedure followed in these cases?
 
This is a difficult situation. If the person is hospitalized and cannot sign any documents, it is very difficult for another person to access his/her account unless the hospitalized person has authorized someone to access the account before his hospitalization.
 
That's why it is always said that one child should know the internet banking details of a parent at all times.
 
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