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Have you noticed in yourself that the more you think about your financial problems, the more inspired you are to overcome them? The simple mantra of this is seen through how your mind dictates you, not your heart that only weakens you. Let the mind decide on what to do and your heart will be ready to appreciate it. As soon as the two corroborate, your psychomotor domain functions fast because of beliefs and persuasion. If the problem is debt, then pay it little by little until it is exhausted. If your problem is bankruptcy to face then save your business. Apply for a loan and pay your debt later. If your problem is no saving, then work harder, have as side hustle, and save. There is no problem that cannot be solved big or small, just do the right thing to solve them all.