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Have you observed that the difficulties in getting loans is reducing as the days go by?

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I had a call from my own bank to come to the branch. And when I went there, they were selling a loan offer to me. They told me that I won't have to do any paperwork before I access the loan. That easy?

Is it that easy to get loan from a financial institution in your place?
 
Collecting loans from banks directly is never easy, as there are lots of procedures and process, and at the end of the day, you might not even get the loan.
 
Banks are advertising their loan programs on mainstream media now to get more patrons. This was something that wasn't obtainable a decade ago.
 
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