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How do you pay for goods and services

Nomad

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When paying for goods or services like buying groceries, paying utility bills, rents,etc. how do you pay? Do you pay with cash, credit cards, debit cards, mobile wallets, or bank transfers? Well, I use different kinds of payment methods like credit cards, debt cards, mobile wallets, payment apps, bank transfers, and cash payment is my least preferred method of paying.
 
It has been a long time since I used cash transactions. I do keep some cash with me in case of emergency. But I would mostly go for digital transactions. Most of my daily purchases of lesser amounts, I use UPI. For those of decent and higher amount, I like to use credit card. It helps me earn reward points
 
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