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It's never too late for a new beginning in your life. Invest! It is the only way for a new beginning after a series of failures to alleviate yourself and your family from the excruciating pain of poverty. It is never too late, remember, where there is life, there is hope and after the storm, a rainbow appears in the sky, and that is what might have appeared in your mind, to change your life for the better. A little money could start a new beginning just manage it well. Invest only your money can afford and after that, step to the next level. Make your dreams happen through hard work and perseverance.